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(Trading silver futures) What are debt collectors forbidden to do?

Thursday, 22 January 2009
By Dr. Jennifer Baxt, DMFT, NCC, DCC One of the worst things about being in debt and having a low credit score is the fact that you have to deal with debt collectors. The sad part of this is that many people do not realize just what debt collectors can and cannot do. By knowing what they can do, and are legally allowed to do under the Fair Credit Reporting Act, will help you stay a step ahead of them and not to fall into their traps. First, debt collectors cannot threaten you to do something that they are not allowed to do. They cannot threaten violence or any crime of any type. They cannot threaten to take your property or your wages without a court order either. Second, debt collectors cannot swear at you, lie about who they are, lie about why they are calling you or contact you so often that it can be deemed harassment. They cannot call you at work either if you have asked them not to contact you at work. As well, it is illegal for a debt collector to Tag it:
Last Updated ( Thursday, 22 January 2009 )
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(Silver futures) Identity Theft and Credit Card Safety

Wednesday, 21 January 2009
By Michael D. Strauss In November 2007, the Federal Trade Commission released its 2006 report on the problem of identity theft in the United States. It is a problem that has special implications for credit card users. According to the report, an estimated 8.3 million Americans were victims of identity theft of one form or another within the preceding year. The most common type involved misuse of already existing accounts. Of these, 61% were credit card accounts. Two findings of this study are particularly important if you are a victim of identity theft. First, and perhaps most obvious, the sooner the theft is found out, the less severe the losses, both in terms of time and money. In cases where detection occurred more than six months after the fact, 30% of victims reported out of pocket losses in excess of $1000. The number drops to 10% when detection occurred sooner. In terms of time spent resolving problems as a result of theft, 32% of those in the more than six month group spent less than ten hours fixing problems. The number rises to 69% in the Tag it:
Last Updated ( Wednesday, 21 January 2009 )
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